cigna medical insurance
The availability of dental insurance is the single greatest factor in helping you get the dental care you need. More than 48 percent of all Americans--113 million of us--are covered by privately financed dental insurance plans. This compares with just 12 million people who had such coverage in 1970. As a result of increased access to regular care and the widespread use of preventive measures, the incidence of dental decay has dropped sharply. Half of today's school children never have had a cavity.
I tried to get a traditional individual dental insurance and I was running up against brick walls with the sign-up process and I was told I’d likely have to wait a year to get the plan activated.
Dental Plans differ from dental insurance. Dental insurance typically provides you with coverage that has a monetary cap on benefits that you are able to receive per year (typically $1,000). Most dental insurance policies also have a pre-existing clause which may not allow a you to receive treatment for a dental problem which you currently have until waiting for a specified length of time. The ® dental plan has NO WAITING and all pre-existing conditions are accepted. Furthermore, with our dental plan there are NO DEDUCTIBLES, which is not the case with a majority of dental insurance policies. You can also see the dentist immediately upon being accepted with the ® dental plan. With dental insurance you may have to wait and have a limit on the number of visits per year that are payable by the policy. You NEVER have to do this with our dental plan. You can visit as many times as you wish and are never required to wait. The only requirement that you have is that you must use one of our plan dentists.
These cigna medical insurance plan are great because they provide savings on everything from Braces, Gum surgery, Endodontics, and child dentistry.
Many people are not aware of the many problems that can orrcur such as gum disease which can really get you down, but it won't if you have dental insurance and proper dental care
We represent all the major dental coverage and care companies nationwide, so you will never find a biased sales pitch on our site.
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